CYBERAUTHORIZE®
Payment Gateway

The CYBERAUTHORIZE® Recurring Billing Service is a suite of applications that enables merchants to manage the process of billing their customers on a periodic basis. This streamlines the process of billing customers on a recurring schedule and eliminates the need for merchants to incur the security risk inherent in storing credit cards at their location. The Recurring Billing service is included with the CYBERAUTHORIZE® payment gateway service at no additional cost.

Features:

Merchants can choose one of nine different payment schedules, including:

• Daily
• Weekly
• Monthly
• Bi-Weekly
• Twice-Monthly
• Every Four Weeks
• Bi-monthly
• Quarterly
• Semi-Annually
• Annually

In addition, merchants can specify a billing start date and number of recurring payments . Once the payment schedule is established, CYBERAUTHORIZE® will automatically bill the customers’ credit card on the specified schedule. An optional email can be sent to the customer and/or merchant that contains the results of every recurring transaction (e.g. approved/declined). Advanced interfaces are available that allow merchants to:

1. Identify upcoming credit card expiries
2. Manage credit card declines associated with a specific recurring payment cycle
3. Search and edit future recurring payments
4. Balance bank deposits

The CYBERAUTHORIZE® Recurring Billing Service supports both fixed dollar amount/fixed schedule payments and variable dollar amount/fixed schedule payments for maximum flexibility.

Benefits:

Some of the benefits of The CYBERAUTHORIZE® Recurring Billing Service include:

• Fast processing time
• Provides a convenient way of authorizing or modifying large numbers of transactions

How It's Used:

• Eliminates the need to store credit cards/eliminates credit card storage security risk
• Dramatically reduces the time required to process transactions that occur on a periodic basis
• Improves the ability to manage existing recurring payments if schedule modifications are required
• Reduces costly errors associated with keying payment data multiple times
• Increases customer service through accurate and timely customer payments
• Increases cash flow due to faster processing of regular payments

Uses:

The CYBERAUTHORIZE® Recurring Billing Service can be used in any business where regular payments are required for the purchase of products or services. A small sample of these include:

• Subscription payments (e.g. newspapers, magazines)
• Fees and dues
• Insurance premium payments
• Loan payments
• Multiple installment payments
• Tithes
• Donations & Contributions

To get started with the CYBERAUTHORIZE® Payment Gateway service call CYBERAUTHORIZE®, toll free, at 1-800-216-4886.

Simple Website Integration
With our API Integration method merchants have the ability to utilize the highest level of secure transaction infrastructure available.

Virtual Terminal & Batch Uploads
provides merchants with the ability to authorize, process and manage credit card and electronic check transactions manually from any computer that has an Internet connection and a Web Browser. The Batch Upload features allows merchants to process multiple transactions simultaneously.

Recurring Billing Features
allows merchants to bill their customers daily, weekly, bi-weekly, monthly, quarterly, semi-annually, annually…for as many number of payments they want. The perfect solution for membership and subscription services.

Merchant Account
provides merchants with the ability to accept all major credit cards. The merchant's company name is listed on the customer's credit card or check card bank statement.

Address Verification
helps merchants identify suspicious transactions using our built-in fraud protection technology.

Transaction Reporting
provides a robust reporting system that helps merchants manage and track their online sales. Includes a QuickBooks integration feature for easy integration with QuickBooks financial software.

QuickClick Shopping Cart System
is a free shopping cart system that enables merchants to easily integrate the CYBERAUTHORIZE® payment gateway into their existing website. Third party shopping carts are also available.

Third Party Shopping Carts
are supported by the CYBERAUTHORIZE.Net real-time payment gateway. Merchant shave the ability to choose the shopping cart system that meets their specific requirements. For a complete list of third party shopping carts contact us.