CYBERAUTHORIZE®
Payment Gateway

The CYBERAUTHORIZE® Virtual Terminal (VPOS) is an Internet-based, real time credit card payment application that enables merchants to process and manage telephone and fax transactions quickly and easily. VPOS lets merchants do away with costly hardware-based POS terminals. With VPOS, any operator with an Internet connection can have access to the most powerful, flexible and cost-effective payment application available—with no software to install. The Virtual Terminal is included with the CYBERAUTHORIZE® payment gateway service at no additional costs.

Batch Upload - Submitting multiple transactions in a single file is an efficient way to upload credit card and electronic check transaction data from enterprise applications or other file-based systems. The Batch Upload service is a free service of CYBERAUTHORIZE®.

VPOS Features:

VPOS is more than just a payment processing application. It is a complete, web-accessible credit card and e-check transaction management system. VPOS lets merchants:

• Accept, process and capture credit card, signature debit card and electronic check transactions
• Issue Refunds
• Re-authorize an existing transaction for a new amount
• Re-bill an older transaction for a new amount
• Delete a transaction
• Make a transaction recurring (using one of nine different schedules)
• Capture a wide variety of customer data that can be downloaded for data mining purposes
• Send customized email receipts to customer and/or merchant
• Apply fraud screening rules to each transaction
• Generate a wide range of standard and custom reports
• Settle funds automatically or manually

Benefits:

VPOS allows merchants to process all major credit cards quickly and easily in real time while their customer is on the phone. This means that merchants can:

• Dramatically improve customer service
• Eliminate customer call-backs due to declined cards
• Reduce payments processing costs
• Reduce incidences of fraud
• Access transactional information to help run their business
• Increase the speed of payment processing

Uses:

VPOS is perfect for call centers or any business that processes payments made by phone, fax or email.

To get started with the CYBERAUTHORIZE® Payment Gateway service call CYBERAUTHORIZE®, toll free, at 1-800-216-4886.

Simple Website Integration
With our API Integration method merchants have the ability to utilize the highest level of secure transaction infrastructure available.

Virtual Terminal & Batch Uploads
provides merchants with the ability to authorize, process and manage credit card and electronic check transactions manually from any computer that has an Internet connection and a Web Browser. The Batch Upload features allows merchants to process multiple transactions simultaneously.

Recurring Billing Features
allows merchants to bill their customers daily, weekly, bi-weekly, monthly, quarterly, semi-annually, annually…for as many number of payments they want. The perfect solution for membership and subscription services.

Merchant Account
provides merchants with the ability to accept all major credit cards. The merchant's company name is listed on the customer's credit card or check card bank statement.

Address Verification
helps merchants identify suspicious transactions using our built-in fraud protection technology.

Transaction Reporting
provides a robust reporting system that helps merchants manage and track their online sales. Includes a QuickBooks integration feature for easy integration with QuickBooks financial software.

QuickClick Shopping Cart System
is a free shopping cart system that enables merchants to easily integrate the CYBERAUTHORIZE® payment gateway into their existing website. Third party shopping carts are also available.

Third Party Shopping Carts
are supported by the CYBERAUTHORIZE.Net real-time payment gateway. Merchant shave the ability to choose the shopping cart system that meets their specific requirements. For a complete list of third party shopping carts contact us.